Senior Risk Analyst - Risk Control & Oversight Unit

We’re a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands. 

We’re a team of inspired people who believe that opportunities start with a conversation. 

The Risk Department of the Bank is responsible for conducting risk-related tasks and assignments with respect to control and oversight, covering a broad spectrum of risks, including credit, liquidity, market, concentration, enterprise, model, ESG, and operational risks.

In this role, you will not only contribute to the Bank's risk management strategy but also develop expertise in key areas such as ESG and solvency Risk. You will have the opportunity to grow your skills in model development, risk assessment, and regulatory reporting, playing a vital role in shaping the future of the Bank.

You will be responsible to:

• Conduct in-depth risk assessments to identify and mitigate potential threats to the Bank, ensuring that we stay proactive and resilient;
• Assist in the development and refinement of internal models, contributing to their validation and calibration to maintain their accuracy and relevance;
• Support the design of stress-testing scenarios that simulate different risk environments, helping to strengthen the Bank’s risk management frameworks;
• Lead ESG risk assessments and data collection efforts to promote sustainability and ensure the Bank's adherence to evolving regulations; and
• Prepare key internal reports to be presented to the Executive and Board committees, influencing high-level decision-making.

Culture and Teamwork

• Join a team that values collaboration, creativity, and a forward-thinking approach to risk management. You’ll work closely with different departments, giving you exposure to all aspects of the Bank’s operations and allowing you to make a significant contribution to its success;
• This is a future-oriented role where you’ll be involved in critical areas and will have the chance to help the Bank not only meet but exceed the evolving regulatory standards;
• Hone your analytical and technical skills in a role that combines data analysis, model development, and regulatory reporting, working with statistical packages and tools to drive precise, data-driven decision-making; and
• We’re committed to your professional growth and you will have access to ongoing training, opportunities for internal advancement, and mentorship from senior risk professionals. 

The potential candidate should be reliable and trustworthy, well-organised, willing to learn and have a team-oriented approach.

‍You must:

• have a strong quantitative background with a Degree in Financial Services, Mathematics, Statistics, or equivalent;
• be proficient in Microsoft Office application especially Microsoft Excel;
• have strong analytical skills with the ability to collect, organise, analyse, and disseminate significant amounts of information with attention to detail and accuracy;
• be self-motivated with an ability to work on own initiative with tight deadlines;
• have the ability to prioritise and manage time effectively;
• be meticulous in your work;
• knowledge of statistics and experience using statistical packages will be considered an asset. Understanding and use of R-code is preferred;
• knowledge on ESG will be considered an asset; and
• be proficient in English with excellent verbal and written communication skills.

• Ongoing personal development;
• Preferential interest rates on home loans, personal loans and home value loans;
• Comprehensive support for academic advancement through fully subsidised staff study loans;
• Private clinic health insurance coverage, extendable to dependants;
• Life insurance and personal accident cover;
• Free ophthalmic examinations;
• Private counselling sessions in collaboration with Richmond Foundation;
• Additional half-day leave for birthday celebrations;
• Annual performance appraisals and salary reviews;
• €250 annual wellness allowance;
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;
• Flexible work arrangements (role permitting); and
• Various corporate discounts.

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.