Accountant - Food Retail

Accountant - Food Retail
Salary Package: €36,000 to €42,000

About Our Client
Our Client is one of Malta’s leading food retail operators, with a network of more than 100 stores across Malta and Gozo. With a strong focus on accessibility, everyday consumer needs, operational efficiency, and continued growth, Our Client continues to invest in modern retail solutions and in the development of its people.

Role Overview
The Accountant will form part of the Group finance function, with a strong focus on cash management, payment controls, bank reconciliations, cash flow forecasting, and banking relationships. This is an accounting role with a treasury flavour, rather than a traditional treasury or investment-focused position. The role may suit a newly qualified accountant, an ACCA finalist, or a partially qualified accountant with strong practical financial accounting experience.
The Client is also open to considering candidates who are midway through their ACCA studies, provided they have solid hands-on experience in financial accounting, reconciliations, payment processes, and general finance operations. The successful candidate will support the business by maintaining strong visibility over cash balances, ensuring payment processes are well controlled, preparing cash flow information, and liaising with internal finance teams, management, banks, and other external financial partners.

Key Responsibilities

• Cash Visibility: Monitor and maintain visibility over cash balances across Group entities, ensuring cash requirements are understood and managed effectively.
• Bank Reconciliations: Prepare, review, and support bank reconciliations, ensuring accuracy, completeness, and timely resolution of any discrepancies.
• Cash Flow Forecasting: Assist in the preparation of cash flow forecasts, budgets, and related reports to support liquidity planning and decision-making.
• Payment Controls: Support and control payment processes in line with internal approval procedures, finance controls, and company policies.
• Payment Runs: Assist with the preparation, execution, and review of payment runs, ensuring that payments are processed accurately and on time.
• Banking Processes: Liaise with banks and financial partners in relation to banking documentation, account movements, payment queries, and operational banking matters.
• Cash Position Monitoring: Track and analyse cash balances across the Group to ensure adequate funding is available for operational requirements.
• Financial Accounting Support: Support accounting entries, reconciliations, month-end processes, and financial reporting activities related to cash, banks, payments, and general finance operations.
• Reporting: Prepare cash-related reports, reconciliations, cash flow analysis, and related information for review by management.
• Stakeholder Coordination: Maintain strong working relationships with internal departments, finance teams, management, banks, and external financial partners.
• Compliance and Controls: Ensure cash, banking, and payment activities are carried out in line with internal policies, procedures, approval limits, and regulatory requirements.
• Process Improvement: Support the continuous improvement of finance processes, payment controls, reporting tools, and systems.

Qualifications, Skills, and Attributes

• Education: Bachelor’s degree in Accounting, Finance, Economics, or a related field would be preferred.
• Qualification: Fully qualified accountant, newly qualified accountant, ACCA finalist, or partially qualified accountant will be considered.
• ACCA Progress: Candidates midway through ACCA may also be considered where they can demonstrate strong practical experience in financial accounting.
• Experience: Previous hands-on experience in financial accounting, bank reconciliations, payment processing, cash management, audit, finance operations, or a similar finance role.
• Industry or Practice Background: Candidates coming from industry, audit, advisory, or accounting practice backgrounds will be considered.
• Financial Accounting Experience: Strong practical understanding of accounting entries, reconciliations, controls, month-end processes, and financial reporting support.
• Cash Management Knowledge: Good understanding of cash flow forecasting, bank reconciliations, payment controls, and banking processes.
• Banking and Payments: Experience dealing with banking platforms, payment runs, banking documentation, account movements, and internal approval processes would be considered an asset.
• Systems Knowledge: Proficient in Microsoft Excel and comfortable using financial systems, accounting software, or ERP platforms.
• Analytical Skills: Able to review cash flow information, assess cash requirements, identify trends, and support practical decision-making.
• Commercial Awareness: Good understanding of how cash flow, working capital, payments, and banking arrangements impact business performance.
• Attention to Detail: High level of accuracy when preparing reconciliations, reviewing banking information, processing payments, and preparing reports.
• Organisation: Strong organisational and time management skills, with the ability to manage multiple priorities and deadlines.
• Communication Skills: Clear and professional communicator, able to liaise effectively with internal stakeholders, finance team members, banks, and external partners.
• Stakeholder Management: Able to build and maintain productive relationships across departments, Group entities, and banking partners.
• Integrity: Handles sensitive financial and banking information with confidentiality, accountability, and professionalism.
• Teamwork: Willing to collaborate with the wider Finance team and other departments to support effective cash and finance management.
• Proactive Mindset: Solution-oriented, forward-thinking, and able to identify opportunities to improve finance processes and controls.

What’s on Offer

• Compensation: A competitive salary package aligned with experience and responsibilities.
• Working Environment: Opportunity to join one of Malta’s leading food retail operators with a strong presence across Malta and Gozo.
• Professional Growth: Exposure to Group finance operations, cash management, banking relationships, payment controls, and cash flow planning within a large and established organisation.
• Career Development: Suitable for a newly qualified accountant, ACCA finalist, or partially qualified accountant with strong financial accounting experience who wishes to develop further in industry.
• Team Culture: A professional and collaborative environment that values accuracy, accountability, commercial awareness, and continuous improvement.