Commercial Lines Underwriter

Industry: Insurance

Location: Malta

Basis: Full time

Remuneration: Salary + Benefits

Main Duties:

• Provide guidance and support to customers, intermediaries and colleagues as necessary
• Evaluate and approve commercial insurance policies, ensuring accuracy and adherence to company guidelines
• Assess risks associated with various commercial insurance products, considering industry standards and regulatory requirements
• Foster strong relationships with other internal underwriting teams, ensuring effective communication and resolving queries to enhance partnerships
• Ensure compliance with insurance regulations, company policies, and industry standards in all underwriting activities
• Monitor clients performance, analyse key metrics, and follow up on loss control recommendations
• Maintain a customer-centric approach, providing excellent service across multiple distribution channels

What skills do you need?

• Professional certifications in insurance equivalent to (or higher) than
• Diploma in Insurance (Dip CII) is the preferred requisite
• A Bachelor's degree in Insurance, Business, Finance, Risk or a related field will be considered an additional asset
• Minimum 5 years of experience in the local insurance industry of which a minimum exposure of 2 years on commercial lines products
• Proficiency in underwriting software, strong analytical skills, and a deep understanding of commercial insurance products and policies
• Exceptional verbal and written communication skills in both English and Maltese
• Strong problem-solving skills, with the ability to assess complex underwriting situations and make sound decisions
• Able to foster a collaborative and positive team environment, encouraging teamwork and knowledge sharing
• Flexibility to adapt to changing market trends, customer needs, and company policies
• Proven ability to originate business, and interact effectively with insurance intermediaries, clients, and internal stakeholders

Eligibility to work in the EU is a must