Senior Analyst - Screening Helpdesk (Customer Review Unit)

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.

We are a team of inspired people who believe that opportunities start with a conversation.

‍Duties & Responsibilities

The Senior Analyst – Screening Helpdesk Customer Review Unit will be responsible for conducting investigations on Name and Payment Screening and Automated Transaction hits. Reviewing the investigations of junior staff and issuing reporting data as requested for senior management.

The Senior Analyst will need to:

• analyse client transaction behaviour and correlate with the source of funds and source of wealth information and documentation collected from the customer and other sources, furthermore if suspicious of ML/FT arise, then escalate and raise STR accordingly; 
• demonstrate team spirit by completing standard office tasks and other duties such as liaising with colleagues to ensure that the Bank's obligations are met whilst maintaining the highest standard of excellence in customer service;
• ensure Sanctions Screening, KYC and PEP’s are fully investigated in line with regulatory requirements and the Bank’s policies and guidelines;
• strictly follow procedures, actively contribute to process improvements and work closely with CRU Mangers to ensure the standards, workflows are respected and that potential risks are properly mitigated;
• proactively conduct payment analysis of transactions to link unidentified transactions and accounts to known fraudulent activity by investigating suspicious alerts with proper analysis and follow up;
• ensure that names with hits are investigated in a timely manner with the necessary escalations being undertaken to safeguard AML/CFT policies and procedures whilst risks are mitigated through proper documentation and rationale;
• participate in regular meetings and investigate areas as necessary amongst the CRU or with other internal colleagues like FCC Office. Assist in business risk assessments, in line with the bank's Policies and Procedures, measuring the threats and vulnerabilities of the Bank’s operations. Assist in the application of all relevant policies, procedures, processes for CRU relating to all areas of anti-money laundering (AML) and CDD;
• review investigations carried out by junior staff and provide constructive feedback to ensure quality of work is at the highest standards possible;
• issue reporting data as requested by senior management; and
• test new systems or system upgrades.

‍Competencies & Experience

The potential candidate should be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.

You must have:

• strong KYC and Customer Due Diligence knowledge;
• internal and External Stakeholder management;
• excellent verbal, formal written communication and social skills;
• strong Data Analytics and Data Management;
• excellent planning, organisation and time management abilities;
• ability to be flexible, manage priorities whilst remaining calm under pressure;   
• a Positive ‘can do’ attitude and an ability to take ownership of tasks through to completion;
• drive and resilience;
• ability to work collaboratively and independently when required;
• ability to have difficult conversations;
• conflict management resolutions skills;
• meticulous with attention to detail;
• experience in being meticulous with attention to detail;
• ability to prioritise; and
• a mindset to be objective oriented and commercially minded.

‍Experience and knowledge

• minimum 3 years experience within CDD/KYC/AML in Banking or Financial Services;
• recognised Anti Money Laundering, Compliance or Financial Crime Qualification will be preferred;
• diploma in Banking and Finance, Financial Services or related area will be considered an asset;
• proficiency in MS Excel; and
• ability to analyse, interpret and execute procedures.

What we Offer

• Ongoing personal development;
• Preferential interest rates on home loans, personal loans and home value loans;
• Comprehensive support for academic advancement through fully subsidized staff study loans;
• Private clinic health insurance coverage, extendable to dependants;
• Life insurance and personal accident cover;
• Free ophthalmic examinations;
• Private counselling sessions in collaboration with Richmond Foundation;
• Additional half-day leave for birthday celebrations;
• Annual performance appraisals and salary reviews;
• €250 annual wellness allowance;
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;
• Flexible work arrangements (role permitting); and
• Various corporate discounts.

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.