MLRO Officer

Our client is specialises in digital financial solutions.

• Act as the main point of contact with the FIAU and other relevant regulatory authorities;
• Review, investigate, and submit Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs);
• Handle requests, queries, and follow-up communications from the FIAU, Police, and other authorities;
• Maintain and update the annual Risk Evaluation Questionnaire (REQ) and Centralised Bank Account Register (CBAR);
• Maintain and regularly review the Business Risk Assessment (BRA);
• Develop, review, and update AML/CFT policies, procedures, and internal manuals;
• Oversee the Customer Risk Assessment (CRA) framework and ensure its consistent application across the business;
• Ensure effective customer due diligence, enhanced due diligence, onboarding, and ongoing monitoring processes;
• Review and approve high-risk customer relationships and escalated cases;
• Oversee transaction monitoring activities and the management of alerts;
• Conduct or supervise investigations relating to unusual or potentially suspicious activities;
• Ensure appropriate documentation, audit trails, and case management records are maintained;
• Prepare periodic AML/CFT reports for the Board of Directors, Committees, and Senior Management;
• Provide independent oversight and challenge on AML/CFT matters;
• Ensure AML/CFT policies and procedures remain effective, relevant, and up to date;
• Develop and deliver AML/CFT training programmes for employees, directors, and other stakeholders;
• Monitor regulatory developments and support the implementation of new AML/CFT requirements;
• Coordinate and oversee remediation actions arising from internal audits, external audits, and regulatory reviews;
• Support the ongoing enhancement of AML/CFT systems, controls, and processes.

• Previous experience as an MLRO or Deputy MLRO;
• Strong knowledge of Maltese AML/CFT legislation, FIAU Implementing Procedures, and relevant EU Directives;
• Professional certifications such as ICA or ACAMS will be considered an asset;
• Must be eligible for MFSA/FIAU approval as a Key Function Holder.

• High ethical standards and professional integrity;
• Strong analytical, investigative, and decision-making abilities;
• Excellent communication and stakeholder management skills;
• Ability to work independently and exercise sound judgement;
• Strong organisational skills and attention to detail.

*Please note that all job applicants will be automatically added to the Broadwing LTD candidate database and will receive an automatic email with user credentials to benefit from our online platform.