Senior AML Analyst

Our client operating in the Fintech industry is currently on the lookout for a Senior AML Analyst.

Duties include:

• Manage the review and collection of data necessary for the business risk assessment and present any recommendations to the risk matrix.
• Complete and submit the annual Risk Evaluation Questionnaire.
• Complete the Annual Compliance Report.
• Review and oversee AML/CFT policies and procedures.
• Assist in delivering AML/CFT awareness training to staff.
• Stay updated on upcoming AML/CFT & Regulatory Compliance legislation.
• Maintain and update the Compliance Monitoring Programme and escalate any breaches to the MLRO.
• Ensure that company employees receive adequate training on legal requirements related to money laundering and terrorism financing prevention.
• Monitor the effectiveness of AML systems and controls, including conducting spot checks on account levels, particularly IBAN accounts.
• Perform periodic and snap checks on transaction monitoring alerts, analyzing alerts flagged to the MLRO team.
• Act as a designated employee to receive and investigate internal suspicious reports.
• Determine whether internal suspicious reports should be escalated externally to the relevant authorities and, if necessary, submit such reports.
• Respond to GoAML requests from local and foreign authorities as appropriate.
• Assist in preparing regular MLRO reports for the board and other necessary reporting.
• Ensure that MLRO and designated employee regulatory action points are efficiently communicated to the Board and that timely progress is made to address them.
• Serve as a point of contact during inspections conducted by MFSA and FIAU.
• Assist with internal and external regulatory audits.
• Follow up on remediation efforts and coordinate internally to ensure action points are completed by the assigned owners.
• Perform other duties as assigned by the MLRO or Senior Management, in alignment with the role.

• Minimum of 3-5 years of AML experience, ideally within banking, payments or the Fintech industry
• Ability to work in a fast-paced environment as a key individual and point of reference for AML/CFT matters
• Fluency in both written and spoken English

• Diploma in AML or similar