Credit Support Officer

FCM Bank Ltd in Malta has recently opened the position of Credit Support Officer and is seeking a talented individual with a demonstrable record of accomplishment to join their dynamic team of professionals. Contribute to the development of the bank’s corporate book of business by successfully matching the funding requirements of corporate clients with the bank’s service offering, in line with its business strategy.

About FCM Bank
FCM Bank Limited, established in 2010, is the fastest-growing corporate bank in Malta. It is proud to offer simple and straightforward best-in-class products to its customers while providing the best customer service possible. FCM Bank is committed to building a culture where all employees are valued, respected, and whose opinions count. We take pride in providing a workplace that fosters continuous professional development and opportunities to grow within an inclusive and diverse environment.

Responsibilities:

• Support the Relationship Managers with research and evaluation of customers’ creditworthiness.
• Work with the Relationship Managers on customers’ compliance matters from the first line of defense perspective.
• Liaise with the Operations Managers on the priorities of the business.
• Follow up with customers to gather financial data, documentation, and information required for the closure of business proposals.
• Assist the Relationship Managers in pre-planning and executing scheduled reviews and preparing annual review assessments, predicting any new risks.
• Monitor the progress of existing loans.
• Support the Corporate Support Manager in maintaining an up-to-date workflow and pipeline.
• Ensure all lending procedures comply with regulations and be up-to-date with and adhere to the policies and procedures of credit and risk and regulatory guidelines, laws, and regulations.
• Embrace a culture of continuous process improvement and support the bank’s professional practice and quality control standards.
• Liaising with all other internal functions for the smooth completion of end-to-end processes.
• Identifying areas of operations and AML risks.
• Participate in system testing and implementation covering corporate team requirements.
• Continuously learning on the job.

• Knowledge of credit operations, corporate loan support, and other corporate products including bank guarantees are considered an asset.
• Ability to work with minimal supervision and good prioritizing, organizational, and time management abilities in order to meet tight deadlines.
• Strong communication, analytical and financial skills, ensuring clarity and accuracy when conveying information to management.
• High level of attention to detail.
• Proactive person, that understands the dynamics of working in a growing team.
• Strong team skills promoting an environment of cooperation and trust.
• Positive attitude and strong self-motivation.
• Fluent in both Maltese and English.
• Literacy in MS Office applications with a focus on Microsoft Excel.

• Good compensation package (fair base pay, raises, bonus).
• Professional development and learning opportunities (one-on-one manager meetings, peer learning groups, career management guidance).
• Agile and high-performance development culture and plenty of start-up spirit
• Health insurance is cover under the ‘Private Hospital Scheme’ and Dental Insurance Cover.
• Staff home loans – subject to successful probation.
• Parking facilities within the Bank’s premises.
• Company Laptop.